See every recurring charge across all your cards, and stop the ones you don't want.
Your software seats, vendor fees, and ad spend are scattered across half a dozen cards and accounts, each with its own billing date. Naxcol pulls the whole recurring total into one place, tells you what is worth keeping or cutting, and stops a cut charge at the card before the money leaves.
Nothing to switch. It sits over the banks and cards you already use.
Your recurring total
$4,120
across 7 accounts and 38 recurring charges
- Figma$--
- Slack$--
- Mailchimp$--
- Google Workspace$--
- Loom$--
- ClickUp$--
- Notion$--
- Zoom$--
- QuickBooks$--
- Dropbox$--
A quarter of it is quietly leaking.
When you run a service business, most of what you spend is recurring: software seats, vendor and contractor fees, ad spend, the tools each part of the team signed up for on its own. Roughly a quarter to a third of it is wasted on tools no one uses, duplicates, and charges everyone forgot about.
For a team spending $2,000 a month, that is $6,000 to $7,000 a year. It survives because it is spread across cards and inboxes, so no single screen shows the total, and the number in your head is almost never the real one.
Find it, cut it, and actually stop it.
Connect the accounts you already have and the whole recurring total shows up in minutes, with no new card program to adopt.
Find every recurring charge.
Naxcol sits over every bank and card you already hold, across the US and Canada, and pulls the whole recurring total into one view.
Know what to keep or cut.
Duplicate tools, seats no one uses, forgotten charges, and silent price hikes are flagged, with a keep-or-cut call made on your numbers, not on what earns us more.
Cut it or stop it.
When you cut a charge, Naxcol cancels it with the company for you, no retention call. When you keep a company, Naxcol puts it behind a card that freezes the moment it tries to charge past your line, before the money leaves your account.
Feel it before you sign up.
Walk the whole loop with real numbers: find the total, cancel the waste, and freeze a price hike at the card.
Step 1
Connect your accounts
It sits over the banks and cards you already use. Nothing to switch.
The numbers behind the leak.
87
tools the average small business runs, and roughly 68 percent of software purchases happen with no one keeping the full picture.
42%
of people are actively paying for a subscription they forgot about, and spending tends to run about 2.5 times what people estimate.
71%
cite silent price increases as the top reason they cancel, yet the higher charge lands before anyone can react.
$200 to $500
a month is what small agencies lose to software that keeps billing after a client leaves.
$25,000
is roughly what Ramp effectively needs sitting in a business account, and Brex only takes funded companies. The free tools turn away the smallest shops.
Pick your plan. Every plan starts with a 14-day trial.
A flat monthly fee, not a cut of your spending, so the tool has no reason to want your spending higher. The waste it finds and stops pays for it several times over.
Solo
Solo operators running everything through a couple of cards
- Connect up to three of your cards or accounts
- See every recurring charge on them in one place with the real total
- Know what is worth keeping or cutting, called on your numbers
- Cut a charge and Naxcol cancels it for you
- Keep a company behind a card that freezes if it charges past your line
- Catch silent price hikes and trials about to convert
Business
Growing service businesses whose spend is spread across many cards
- Connect every card and account you hold, across the US and Canada
- Your whole recurring total in one view, with personal and business spend split apart
- Stop any charge at the card, across every account, not just one
- Add up to five people who touch the money
- See duplicate tools and seats no one uses
Agency
Agencies and studios billing several clients, each with its own stack
- Everything in Business
- Tag every recurring charge to a client: yours, billed back, or theirs to pay
- Catch tools that keep billing after a client leaves
- See true cost and margin on each client without waiting for the quarter to close
- Add up to twenty people who touch the money
Straight answers.
Each of those does one slice. A tracker shows you what already left your account. A card tool can block a charge but will not tell you what is worth cutting. Your bank only sees its own card. None of them finds the whole total across every account and then stops the charge, and the free ones make more money when you spend more.
See your real recurring total in minutes.
Connect your accounts and most owners find charges they had forgotten in the very first session. See the whole total in one place, then decide what stays.